Our Company

6 The Old Quarry, Nene Valley Business Park, Oundle, Northamptonshire, PE8 4HN

T: 01832 734047

T: 0330 043 4321

E: enquiries@candd.uk.com

 

C & D Specialist Insurance is a trading style of C&D Group Holdings (UK) Ltd (the new re-branded name for Cozens & Dean Financial Services Ltd) which is authorised and regulated by the Financial Conduct Authority Registered in England 781580.

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Registered in England & Wales No. 8271821. Registered address: Bank Chambers,
27a Market Place, Market Deeping, Peterborough, Cambridgeshire, England, PE6 8EA

©2019 by C&D

99% OF OFFSHORE OCCUPATIONS COVERED WITH NO INCREASED PREMIUMS.

SPECIALIST LIFE INSURANCE

SPECIALIST LIFE INSURANCE

ARE YOU LOOKING FOR SPECIALIST LIFE INSURANCE?

When applying for life insurance, the amount you will be charged for life insurance premiums will depend on the risk you pose. Essentially, the more likely you are to die during the term of the life insurance policy, the more of a risk you are to insure.

Therefore, people working in the offshore oil and gas industry may find that when they try to obtain life insurance cover, they get declined. And if they are successful in getting cover, they find themselves being stung by increased premiums and exclusions to cover the risk they pose. Does this scenario sound familiar to you? If it does, good. As we are here to help.

Due to your high risk career, you may find it challenging obtaining traditional life insurance. But rest assured, all hope is not lost as there are plenty of specialist life insurance providers out there that will allow you to protect the ones that matter the most in your life.

Luckily, we can help arrange for you specialist life insurance, that’s best suited to your needs, to ensure that you and your loved ones are protected.

DON’T PAY MORE FOR SPECIALIST LIFE INSURANCE

We don’t believe that you should have to pay more for working offshore, as your career comes with its own set of risks and challenges. That’s why we help arrange specialist life insurance with no increased premiums to employees, directors, self-employed individuals and limited company contractors. We can even help arrange life insurance cover to your partner or spouse, regardless whether they are working or not.

Also, if you’re not sure if we will be able to help you, maybe the fact that we help arrange 99% of offshore occupations with cover with no increased premiums, might reassure you.

PROTECT YOUR LOVED ONES

Each month, you’ll have monthly bills to keep on top of. Failing to do so you could put your loved ones in a position of financial debt or even worse, could put your family at risk of being without a home, if you fail to make regular payments to the mortgage or rent.

So, if you are the primary breadwinner, how would your family manage with the financial pressure of losing you? Would they be able to cope, or would they struggle to keep their head above water? You know your family better than we do. However, we know that in the event that you are not around due to death or falling critically ill, you want to protect the most important people in your life.

PROVIDE SECURITY TO YOUR LOVED ONES

With specialist life insurance, you are making sure that the future of your family is bright, not bleak. In the event of your death, your family will receive a tax-free cash lump sum, with specialist life insurance cover.

The specialist life insurance policies we help arrange are designed with all kinds of families in mind, as we understand that no two families are the same. However, the policies we help provide all have the same thing in common: to help ease the financial pressure following the loss of the household’s main earner. There are many different types of life cover available, so we are bound to help you find a policy that suits your circumstances ideally.

WORRIED ABOUT FALLING CRITICALLY ILL?

Worrying about falling critically ill is not the best use of your time or mental energy. Sometimes the unpredictable nature of some critical illnesses makes them very difficult to predict in the future. However, if you are worried about how you and your family would cope if you were to fall critically ill in the future, it might be worth investing in specialist life insurance with critical illness cover.

By including critical illness cover with your specialist life insurance you are providing yourself and your loved ones financial protection in the event that you fall critically ill. So that you can focus your energy and attention on recovering back to full health, rather than worrying yourself about how you and your family are going to manage.

Whatever your critical illness cover goes towards is entirely up to you. However, it could be put towards things like care costs, medical bills, or even travel abroad for treatment. Specialist life insurance with critical illness cover can provide you with real peace of mind that your financial commitments will be covered if you were to have a major crisis.

Very professional and knowledgeable indeed and happy to help in any way, Keeping you up to date every step of the way I would recommend to anyone.

S Redman

AWARD WINNING EXPERT ADVICE

Speak with an Adviser who will answer any questions you have, and find the best cover for you.