We know that searching for the right cover can be time consuming and sometimes confusing especially difficult if you are working overseas. Having worked in your industry, we understand the work you do, the locations and potential risks involved. With over 30 years experience, our industry knowledge means we can arrange 99% of cover with no increased premiums.
SOME EXAMPLES OF HIGH RISK LOCATIONS ARE;
Conflict zones (Afghanistan, Iraq, Iran, Syria, Somalia)
Various parts of Africa (Nigeria, Ivory Coast)
Countries with a high rate of HIV infection
There are obviously some high-risk locations or hotspots around the world. Give us a call to discuss if where you work is currently on this list. If the country is on the list it doesn’t necessarily mean you can’t get cover, it depends on a number of factors such as the length of rotation etc.
WE TAKE A FRESH APPROACH
Your location may be perceived as high risk by insurers who will more often increase your premiums, place exclusions to cover the risk or decline your application altogether. At C&D we take a fresh approach and our extensive industry knowledge allows us to provide 99% of cover with no increased premiums.
Life insurance designed to cover your outstanding mortgage balance and term
Pays a tax free lump sum
Option to include Critical Illness Cover
Life cover which provides security for your family
Pays a tax free lump sum or income if you die
Financial peace of mind for you and your family
A tax-free cash lump sum if diagnosed with a defined critical illness
Children's critical illness cover included with most policies
Financial protection for you and your family
Income Protection Insurance
The most essential cover you can buy
Pays out if you’re injured or ill
Offers long or short-term cover