Traditionally your job is seen as high risk. With our specialist industry knowledge, we are able to arrange cover at no additional cost because of your occupation.
OFFSHORE OIL & GAS, SUBSEA, RENEWABLES, MERCHANT MARINE AND AT HEIGHTS SPECIALISTS FOR LIFE, CRITICAL ILLNESS & INCOME PROTECTION INSURANCE
We know that searching for the right cover can be time consuming and sometimes confusing. Having worked in your industry, we understand the work you do, the locations and potential risks involved. With over 30 years experience, our industry knowledge means we can arrange 99% of cover with no increased premiums.
Some examples of High-Risk jobs are;
Commercial Divers (Saturation & Air)
Offshore workers (Riggers, Crane Operators, Engineers, HLO's, ROV Pilots, Supervisors, Pipe Fitters, Electricians, Welders, Health & Safety Officers, Instrument Technicians, Drillers,)
Workers at heights (Rope Access Technicians, Scaffolders, Roofers, Painters, Blasters, NDT)
We are the only RMT Union Approved Specialist in the whole of the UK, winning many awards for our exceptional advice & specialist knowledge.
WE TAKE A FRESH APPROACH
Your job may be perceived as high risk by insurers who will more often increase your premiums, place exclusions to cover the risk or decline your application altogether. At C&D we take a fresh approach and our extensive industry knowledge allows us to provide 99% of cover with no increased premiums.
Life insurance designed to cover your outstanding mortgage balance and term
Pays a tax free lump sum
Option to include Critical Illness Cover
Life cover which provides security for your family
Pays a tax free lump sum or income if you die
Financial peace of mind for you and your family
A tax-free cash lump sum if diagnosed with a defined critical illness
Children's critical illness cover included with most policies
Financial protection for you and your family
Income Protection Insurance
The most essential cover you can buy
Pays out if you’re injured or ill
Offers long or short-term cover