FAQ's

Cancer


42% of costs associated with cancer are indirect not covered by health insurance. Cancer plans provide options for lump sum cash payments or benefits paid for required procedures and travel, lodging expenses over the course of the illness. 41% of men and 38% of women will be diagnosed during their lifetime.




Heart Attack


The leading cause of death for men and women and one of the most expensive conditions treated in hospitals. 85% of people who have a heart attack will survive and with appropriate care and prevention live a long, productive life.




Stroke


A stroke happens every 40 seconds and is a major cause of long-term disability. Recovery is a lifelong process and the average annual out-of-pocket costs are $23,380.




Hospital Confinement (Indemnity)


Coverage helps offset the cost of deductibles, co-pays and unexpected or additional expenses incurred but not covered by other insurance plans.




Home Care Insurance


Recovery in a hospital or nursing facility from an unexpected accident or illness can be expensive. Home care coverage, makes it possible to stay in your own home with skilled assistance when faced with a medically necessary need for home health care.




Skilled Nursing


The expense of hospital confinement can result in shorter hospital stays followed by costly rehabilitation and therapy. At least 70% of people over 65 will need long-term care services and support at some point.





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C & D Specialist Insurance is a trading style of C&D Group Holdings (UK) Ltd (the new re-branded name for Cozens & Dean Financial Services Ltd) which is authorised and regulated by the Financial Conduct Authority Registered in England 781580.

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