Our Company

6 The Old Quarry, Nene Valley Business Park, Oundle, Northamptonshire, PE8 4HN

T: 01832 734047

T: 0330 043 4321

E: enquiries@candd.uk.com

 

C & D Specialist Insurance is a trading style of C&D Group Holdings (UK) Ltd (the new re-branded name for Cozens & Dean Financial Services Ltd) which is authorised and regulated by the Financial Conduct Authority Registered in England 781580.

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Registered in England & Wales No. 8271821. Registered address: Bank Chambers,
27a Market Place, Market Deeping, Peterborough, Cambridgeshire, England, PE6 8EA

©2019 by C&D

99% OF OFFSHORE OCCUPATIONS COVERED WITH NO INCREASED PREMIUMS.

SELF EMPLOYED LIFE INSURANCE

SELF EMPLOYED INSURANCE

SELF EMPLOYED INSURANCE

Being self-employed comes with some significant advantages, especially if you’re a contractor. As a contractor, you can benefit from having the ability to earn more money than if you were employed and you can also make use of flexible hours that gives you more freedom when it comes to your lifestyle.

However, as a contractor, you won’t be able to utilise the benefits that would be available to you if you were a permanent employee, especially when it comes to life insurance.

You won’t have an employer to rely on to provide you with sickness cover, health insurance or a death-in-service benefit in the event that you should die at work. You will need to take it upon yourself to get covered to give you with peace of mind that in the event that you are no longer able to provide for your loved ones, they won’t face financial difficulty and will be able to cope well with managing all the finances.

Failing to have adequate cover in place can put your loved ones at significant risk of facing financial turmoil. They could even face the risk of becoming homeless if regular payments to the mortgage are missed. We know that you want your family to carry on as normal as possible in the event that you are not around due to death or falling critically ill and self-employed life insurance allows you to do just that – and we can help provide you with it.

WHY CHOOSE SELF-EMPLOYED LIFE INSURANCE

Are you the primary breadwinner in your household? If you are, have you considered how your family would manage if you were no longer around to manage the family finances like you currently do? If you know your family would struggle in your absence, it’s in their best interests (and yours) to invest in self-employed life insurance that will take care of your loved ones on your behalf.

With self-employed life insurance, your family could receive a tax-free cash lump sum in the event of your death to help protect them from a major crisis. The payment can allow your family to manage all the financial commitments with ease so that you can rest easy knowing your loved ones are taken care of.

DON’T LEAVE YOUR FAMILY’S FUTURE TO CHANCE

As a contractor in the oil and gas industry, it’s inevitable that you are going to face risks and challenges on a daily basis, whether you work at heights or at sea. Regardless of your career, it’s best not to leave it a chance and to take action to protect your family’s future whilst you still have the opportunity to do so.

Luckily, we can help provide you with self-employed life insurance, that’s designed to specifically help families cope with the financial pressure of losing the household’s main earner.

There are many different types of life cover available, so we highly recommend giving us a call so we can match you with the best life insurance coverage for your needs.

INCLUDE CRITICAL ILLNESS COVER WITH LIFE COVER

Some of the most serious conditions such as heart attack, stroke or cancer are referred to as critical illnesses in the financial services industry. But you can get covered against these critical illnesses and more when you include Contractor Critical Illness Cover with your self-employed life insurance.

Contractor critical illness cover protects you in the event that critical strikes. If you were to fall ill with any of these conditions, it would be a major health crisis for you and your loved ones. It could put you and your family in a vulnerable financial position if you do not have the adequate insurance cover in place.

Would your family be able to cope financially if you were to become seriously ill and no longer able to earn a living? Only you know the answer and only you can make sure they are taken care of if you were to fall ill.

For you, the cover can go towards things like care costs, medical bills or even travel abroad for treatment – it can provide a real lifeline for you and your loved ones. Critical Illness cover allows you to focus your full attention on recovering back to full health, rather than worrying about missing monthly bills and payments to the mortgage.

I WANT TO INVEST IN MY FAMILY’S FUTURE.. WHAT NOW?

You want to protect your loved one’s future, that’s such a selfless thing to do. Now, all that’s left to do is get a free quote for self-employed life insurance or get in touch with us. If you’re unsure of anything or have a question or two to ask (which we are sure you do), we’d be more than happy to help.

Give us a call, this way we can find out more about you and your circumstances to ensure that we match you with the most suitable self-employed life insurance cover.

Even if you’ve already got cover, we can help. If you think you are paying too much for your current life insurance, you can find out how much you could be saving with a free policy review.

Very professional and knowledgeable indeed and happy to help in any way, Keeping you up to date every step of the way I would recommend to anyone.

S Redman

AWARD WINNING EXPERT ADVICE

Speak with an Adviser who will answer any questions you have, and find the best cover for you.