Life Insurance allows you to make sure your family or dependants are financially protected in the event of your death. A Policy leaves your loved ones with a lump sum or monthly payment over a specified period. Current and future financial commitments (mortgages, loans & finance, university fees) are covered, relieving your family of any financial worry. The lump sum would help your family financially going forward if you were no longer around.
Critical Illness Insurance
Critical Illness Cover pays you a tax-free cash lump sum if you are diagnosed as having one of the illnesses specified in the policy. The cover can be used as an income or help with care costs, medical bills, or even travelling abroad for treatment. It can also cover your financial commitments if you have a major crisis.
Income Protection can cover up to 65% of your pre-tax pay if you are unable to work due to an accident or sickness. The policy starts paying out monthly after day 1 or your chosen deferred period once you have been signed off work. Common reasons for taking out income protection include protecting mortgage or loan payments whilst ensuring you are able to maintain your lifestyle and can continue to financially support your family and loved ones.
WHY GET ADVICE?
WHY IS ADVICE IMPORTANT?
Our specialist advisers know the market inside out. Your guarantee of value and quality.
HOW MUCH COVER DO I NEED?
This will depend on you and your family. Talk to us and we’ll work out the right amount.
HOW LONG DO I NEED COVER FOR?
Cover should last as long as support is required. We’ll establish how long that is.
WHAT COVER IS BEST FOR ME?
During the ‘get to know you stage’ we’ll identify and advise you on the right cover at the best price.
Welcome to C&D Specialist Insurance
We're not like any other broker. We know your industry inside out because we've been there and done it.
The UK's longest established and most recognised
specialist broker for life, critical illness and income protection insurance to those working in the oil & gas, subsea, renewables, merchant marine and at heights sectors - Offshore & Onshore.
Traditionally your job is seen as high risk. With our specialist industry knowledge, we are able to arrange cover at no additional cost because of your occupation.
We are the only RMT Union Approved Specialist in the whole of the UK with Award Winning advice.
Multi award winning specialists – we know our stuff and your industry
Over 25 years of experience in the specialist insurance market
PEACE OF MIND
Over £260 million of cover arranged for our customers
The only RMT approved specialist broker in the whole of the UK