Offshore Workers Life Insurance
WE SPECIALISE IN PROVIDING LIFE INSURANCE FOR ANYONE WORKING IN THE OIL AND GAS INDUSTRY
We're not like any other broker. We know the Oil & Gas industry inside out because we've been there and done it.
The UK's longest established and most recognised
specialist broker for life, critical illness and income protection insurance to those working in the oil & gas, subsea, renewables, merchant marine and at heights sectors.
AWARD-WINNING ADVICE AND GUIDANCE
Traditionally your job is seen as high risk. With our specialist industry knowledge, we are able to arrange cover at no additional cost because of your occupation.
Our Award Winning advice has made us the only RMT Union Approved Specialists in the whole of the UK, so you can rely on our highly skilled advisers to provide you with exceptional advice and guidance.
WHY GET ADVICE?
WHY IS ADVICE IMPORTANT?
Our specialist advisers know the market inside out. Your guarantee of value and quality.
HOW MUCH COVER DO I NEED?
This will depend on you and your family. Talk to us and we’ll work out the right amount.
HOW LONG DO I NEED COVER FOR?
Cover should last as long as support is required. We’ll establish how long that is.
WHAT COVER IS BEST FOR ME?
During the ‘get to know you stage’ we’ll identify and advise you on the right cover at the best price.
WE UNDERSTAND YOUR BUSINESS
We understand that your offshore career or high-risk job can be a challenging but rewarding experience and we also understand how hard it is to handle the long work hours, extended time away from home, physically demanding responsibilities and not to mention the possible dangers involved that you face daily. We understand your businesses and the sacrifices that you have to make.
25 YEARS EXPERIENCE IN THE INDUSTRY
We are multi-award winning specialists and we have the relevant information that you need to make informed choices about your life insurance policies. With over 25 years of experience in the specialist insurance market, we are well-trusted and we will also put your policy in trust for free, to ensure that the people you decide to get the money will get it as soon as possible. We have arranged over £250 million worth of cover for our customers, we are the only RMT approved specialist broker in the UK.
OFFSHORE WORKERS LIFE INSURANCE FOR EVERYONE
With offshore workers life insurance, we cover 99% of higher risk occupations with no increased premiums including:
Sat/Air Drivers, RATS,
Vessel and Deck Workers,
Life Support Technicians and many more.
We also cover the Energy, Railway and Work at Height sector, Rope Access Technicians, Tree Surgeons and Roofers.
WHAT ARE THE RISK FACTORS?
There are a number of factors that an insurance underwriter will consider when determining your insurance risk level. These include:
Your job role
The tasks you do
How long you spend offshore
The locations in which you work
The industry in which you work
We provide worldwide coverage for the majority of high risk occupations, but we exclude conflict zones and high risk areas. We ensure that you protect your family’s future and give them peace of mind. Knowing that you have offshore workers life insurance guarantees that you can rest easy, knowing that you are fully covered.
WE’LL GUIDE YOU THROUGH THE PROCESS
Many people make the mistake of buying the cheapest cover to then find out that they can’t claim. It’s important to note that not all critical illness policies for offshore workers are the same, and choosing the right one for you could be the wisest choice you make. We can help guide you through the process of finding the best cover for you, for the conditions that concern you the most.
Factors such as gender, marital status, family history and whether or not you have children will all affect whether or not a plan is right for you. If you call us today, a specialist advisor will help you find the best cover for you.
LIFE INSURANCE AND INCOME PROTECTION COVER
We also have life insurance to cover you and your family in the unfortunate event that you were to die, meaning that you can leave a long-standing legacy and make sure your loved ones are looked after when you are no longer around. We also have Income Protection insurance, an essential cover you can buy. It covers you when you are unable to work due to illness, disability or unemployment. So that being unable to earn is less of a worry for you and you can relax safe in the knowledge that your wages are protected.
Here at C&D Specialist Insurance, we understand that getting the cover you want can be difficult. We understand the work you and do, the potential risks involved and the sacrifices that you have to make for your job. Our extensive industry knowledge allows us to place 99% of cover with no increased premiums.
You’ll also be pleased to hear that we are the only RMT Union Approved Specialists in the whole of the UK and have won many awards for our advice and specialist knowledge. Let us help you get the right cover at the best price.
HAVE YOU REVIEWED YOUR COVER RECENTLY?
It's highly likely that if you have an old policy the premiums were increased due to your occupation. We can review your existing policy, potentially saving you thousands over the policy lifetime.