Our Company

6 The Old Quarry, Nene Valley Business Park, Oundle, Northamptonshire, PE8 4HN

T: 01832 734047

T: 0330 043 4321

E: enquiries@candd.uk.com

 

C & D Specialist Insurance is a trading style of C&D Group Holdings (UK) Ltd (the new re-branded name for Cozens & Dean Financial Services Ltd) which is authorised and regulated by the Financial Conduct Authority Registered in England 781580.

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Registered in England & Wales No. 8271821. Registered address: Bank Chambers,
27a Market Place, Market Deeping, Peterborough, Cambridgeshire, England, PE6 8EA

©2019 by C&D

Specialist Multi-Award-Winning Brokers Of Life, Critical Illness & Income Protection For Oil & Gas And Subsea Occupations 

OFFSHORE INSURANCE BROKERS

Offshore Insurance Brokers

ARE YOU THE ONE IN CHARGE OF MANAGING YOUR FAMILY’S FINANCES? DO YOU TAKE CARE OF ALL THE BILLS, MORTGAGE PAYMENTS AND OUTGOINGS ON BEHALF OF YOUR FAMILY?

Maybe you’re the one that knows exactly what your family has coming in, what’s going out and when it will be leaving. When it comes to your family’s finances, you’re the best person to talk to.

SECURING YOUR FAMILY’S FUTURE

Imagine a time where you are no longer around to take care of your family… What would that look like? Seeing as you are the primary breadwinner and the one that takes care of all the family finances, it will be a significant shock to the system for your loved ones.

Things like the bills would stop getting paid on time, which could lead to debts spiralling out of control and your family trying to dig their way out of it. Even worse, it could potentially leave your family homeless if payments of the mortgage go unpaid.

We know this is a daunting thought, however, this scenario could be all too real if you fail to take out the right life insurance policy. It’s in your family’s best interests if you want to secure your family’s future when you are no longer around to take care of them.

WHY GET ADVICE?

WHY IS ADVICE IMPORTANT?

Our specialist advisers know the market inside out. Your guarantee of value and quality.

HOW MUCH COVER DO I NEED?

This will depend on you and your family. Talk to us and we’ll work out the right amount.

HOW LONG DO I NEED COVER FOR?

Cover should last as long as support is required. We’ll establish how long that is.

WHAT COVER IS BEST FOR ME?

During the ‘get to know you stage’ we’ll identify and advise you on the right cover at the best price.

OFFSHORE INSURANCE BROKERS WITH A DIFFERENCE

We like to differentiate ourselves from other offshore insurance brokers, as we don’t believe you should pay more for working offshore. We understand that your high risk career is demanding enough and requires you to make a lot of personal sacrifices, so we thought we’d make it easier for you. That’s why we help provide 99% of offshore occupations with cover, with no increased premiums. We can also help provide your family with peace of mind if you are:

Employed
Self-employed
A Limited Company Contractor
We are offshore insurance brokers that can also help arrange cover for your partner or spouse, regardless of whether they are working or not.

ALL-AROUND FINANCIAL SECURITY

How would your family cope if anything was to happen to you? We are offshore insurance brokers that help provide life insurance that’s designed to help your family cope when you are not around.

Whether you want to provide help for paying off the existing mortgage, your family can be given a tax-free cash lump sum that will match your outstanding mortgage balance and overall mortgage term. Or if you just want to provide a financially secure future for your loved ones, you can do that too with life insurance cover.

Life insurance cover pays out a tax-free cash lump sum to your family in the event that you die. Policies are designed to help families cope with the financial pressure of losing the household’s main earner and there are different types of life cover available to suit a whole host of individual needs.

Sound like something you are interested in? Get a free quick quote today to find out how much you could be saving on your life insurance policy.


“I’M WORRIED ABOUT FALLING CRITICALLY ILL?”

From our experience as offshore insurance brokers, we come across lots of people that are worried about falling critically ill. But the reality is, a lot of critical illness cannot be determined and sometimes strike randomly without displaying any physical symptoms. That’s why our best advice is to make sure that you are prepared in the event that it does strike. You can do this by including Critical Illness cover with your Life Insurance policy.

BENEFITS OF INCLUDING CRITICAL ILLNESS COVER


By choosing to include Critical Illness with your Life Insurance policy, you are choosing to protect yourself and your family in the event of a major health crisis. Critical Illness cover pays out a tax-free cash lump sum in the event that you are diagnosed with a critical illness specified in the policy.

The cover can help with things such as care costs, medical bills, or even travel abroad for life-saving treatment. It can also cover your financial commitments in the event of a crisis. But don’t be fooled, we recommend gaining expert advice on which policy is the most suitable for you, as many people buy the cheapest cover they can get and find they can’t claim.

We have over 25 years of experience in the specialist insurance market and are multi-award winning specialist offshore insurance brokers, so rest assured we know our stuff and your industry.

We are also the only RMT Union Approved Specialist in the whole of the UK with Award Winning advice, so it will be in your best interests to get in touch.

PROTECT YOUR WAGES

In the event that you can’t work, you want to know that your wages are protected. As offshore insurance brokers, we recommend Income Protection as an essential cover you can buy. Income Protection can cover up to 70% of your pre-tax pay if you are unable to work, making being unable to earn less of a worry knowing that your wages are protected. There are long and short-term cover options available, so you can choose which is the best for you. If you are unsure, we can guide you in the right direction.

ALREADY GOT COVER? NO WORRIES

If you’ve already got cover and think we can’t help you, you would be wrong, as we still can. You might be paying too much for your life insurance and are considering a change. Whatever the reason, you can get a free policy review to see how we can save you money.

AWARD WINNING EXPERT ADVICE

Speak with an Adviser who will answer any questions you have, and find the best cover for you.