Income Protection Insurance For Offshore Workers
WE SPECIALISE IN PROVIDING INCOME PROTECTION INSURANCE FOR ANYONE WORKING IN THE OIL AND GAS INDUSTRY
We understand that obtaining the cover you want can be difficult, as your job may be perceived by insurers as high-risk, which brings a whole load of barriers to obtaining life insurance, including: increasing the premiums to cover the risk factor that you bring, place exclusions to cover the risk, or decline your cover altogether.
A FRESH APPROACH
We understand this difficulty, however, we have specially trained advisers on-hand to understand the work you do and all the potential risks involved. Our extensive industry knowledge allows us to provide 99% of cover with no increased premiums, which makes us stand out from other brokers.
WHY GET ADVICE?
WHY IS ADVICE IMPORTANT?
Our specialist advisers know the market inside out. Your guarantee of value and quality.
HOW MUCH COVER DO I NEED?
This will depend on you and your family. Talk to us and we’ll work out the right amount.
HOW LONG DO I NEED COVER FOR?
Cover should last as long as support is required. We’ll establish how long that is.
WHAT COVER IS BEST FOR ME?
During the ‘get to know you stage’ we’ll identify and advise you on the right cover at the best price.
INCOME PROTECTION INSURANCE FOR OFFSHORE WORKERS
If you rely solely on your income to pay for all your outgoings, you might have heard of Income Protection Insurance. However, you might not have been aware of the importance of it and how beneficial it can be to you and your loved ones. Income protection insurance for offshore workers is an essential cover you can buy to protect you and your family in the event that you become unemployed.
INCOME PROTECTION INSURANCE FOR OFFSHORE WORKERS – HOW IT WORKS
Income Protection starts paying out after the set deferred period has been reached and you have been signed off work by a doctor. As you are far more likely to be unable to work due to illness than to die, Income Protection can be more valuable to you in comparison to life cover.
INCOME PROTECTION INSURANCE FOR OFFSHORE WORKERS PROTECTS YOU
Did you know that income protection insurance for offshore workers can cover up to 65% of your pre-tax pay if you are unable to work due to you falling sick, being involved in an accident? Here are C&D Insurance Specialists, we understand that knowing your wages are protected, makes being unable to earn less of a worry. Income protection is a policy that every working person should consider to protect their hard-earned income, and have long or short-term cover to suit your own individual needs.
WHAT’S COVERED WITH INCOME PROTECTION INSURANCE FOR OFFSHORE WORKERS
With income protection insurance for offshore workers, everything you pay for is covered, for your own peace of mind. The best policies provide a tax-free monthly amount until your retirement date and protect you against disability and sickness. Income protection insurance for offshore workers pays out until you are able to start work again, or for the period you choose.
MOST COMPREHENSIVE INCOME PROTECTION INSURANCE FOR OFFSHORE WORKERS
‘Own Occupation’ policies are the most comprehensive income protection policies which cover you if you are unable to do your current job. We advise you to be aware of ‘Any-Occupation’ cover that only pays out if you’re unable to do any paid work.
ONLY RMT UNION APPROVED SPECIALIST IN THE UK
We understand the importance of choosing the right cover for you, that’s why our advisers are specially trained to understand the work you do and potential risks involved, to help you get the right cover at the best price. You’ll be pleased to hear that we are the only RMT Union Approved Specialist in the whole of the UK, winning awards for our exceptional advice and specialist knowledge.