Our Company

6 The Old Quarry, Nene Valley Business Park, Oundle, Northamptonshire, PE8 4HN

T: 01832 734047

T: 0330 043 4321

E: enquiries@candd.uk.com

 

C & D Specialist Insurance is a trading style of C&D Group Holdings (UK) Ltd (the new re-branded name for Cozens & Dean Financial Services Ltd) which is authorised and regulated by the Financial Conduct Authority Registered in England 781580.

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Registered in England & Wales No. 8271821. Registered address: Bank Chambers,
27a Market Place, Market Deeping, Peterborough, Cambridgeshire, England, PE6 8EA

©2019 by C&D

99% OF OFFSHORE OCCUPATIONS COVERED WITH NO INCREASED PREMIUMS

HIGH RISK LIFE INSURANCE COMPANIES UK

HIGH RISK LIFE INSURANCE COMPANIES UK

LOOKING FOR THE BEST HIGH RISK LIFE INSURANCE COMPANIES UK?

If you are looking for high risk life insurance companies UK, we are confident that we can help.


TAKE TWO SECONDS TO IMAGINE…

Imagine your family, that you’ve worked so hard to look after, struggling with day to day living when you are no longer around to take care of them. Struggling to get the funds together to do some basic food shopping, to allow them to eat properly and struggling to pay bills which leads to increasing debt and as a result the hole they dig themselves gets bigger and bigger, making it harder to cope. A time where suddenly life isn’t for living anymore, it becomes a daily battle.

However, we are one of the high risk life insurance companies UK that can prevent a world like that from ever becoming a reality, with our high risk life insurance policies.


HIGH RISK LIFE INSURANCE COMPANIES UK PROVIDING 99% OF OCCUPATIONS NO INCREASED PREMIUMS

Yes, you read correctly. We provide 99% of offshore occupations life insurance with no increased premiums, as we don’t believe that you should pay more for working offshore. We aren’t like other high risk life insurance companies in the UK that increase premiums, place exclusions to cover the risk or decline coverage altogether because of the risk that you pose.

Instead, we have a greater understanding of the work that you do and we are well aware of the risks and sacrifices that you have to make for yourself and your family, and we don’t think that’s something that should work against you. If anything, it should stand in your favour. However, if you’re unsure what route to take when it comes to life insurance policies, worry no more as we are the only RMT Union Approved Specialists in the whole of the UK and we’re always on hand to provide to award-winning advice when you need it the most.


KEEP YOUR LOVED ONES PROTECTED

Obtaining life insurance can mean the difference between your family living comfortably and them facing unnecessary hardship.

Just think about what a tax-free cash lump sum would mean to your family, once you no longer around to provide for them, it could go a long way. If you’ve got a mortgage, it could pay it off. If you’ve got leftover debt, it could cover that too. It could even go towards your family having a well-earned break away from the pressure of losing the household’s main earner. For most family members, obtaining life insurance is a no-brainer, that allows the policyholder to be able to leave a legacy that will last a lifetime and won’t be forgotten anytime soon. Luckily, we are one of the high risk life insurance companies UK that can help you with that.


WORRIED ABOUT CRITICAL ILLNESS?

It’s inevitable that you’ve considered the worst case scenario, that one day you might fall critically ill. The chances of it happening are significantly low, but there’s still a chance that it might happen and in the event that it does, you want to be prepared. With our Life Insurance, you have the chance to include Critical Illness Cover with your policy if you so wish. So if you were to fall critically ill with an illness specified in the policy, you would get paid a cash lump sum that can help you with things like medical bills, travel for treatment abroad and any care costs, to help ease the pressure off you.


“WHAT IF I WAS UNABLE TO WORK DUE TO AN ACCIDENT OR ILLNESS?”

If you were to become unemployed due to sickness or disability, we can help you feel better about life, as we help provide Income Protection insurance, cover we recommend as the essential cover you can buy. Income Protection insurance makes being unable to earn less of a worry as it covers 70% of your pre-tax pay if you are unable to work, so you can try to recover as best as you can whilst also protecting your wages.

The best Income Protection policies available provide a tax-free monthly amount until your retirement date and pays out until you’re able to start work again, or for the period you choose.


WHY WASTE TIME?

Time is of the essence and every minute that goes past, you and your loved ones could be benefitting from life insurance with no increased premiums. So trust us as one of the high risk life insurance companies UK that can help you out. “How” you may be questioning? Well, we have over 25 years experience in the insurance industry, so rest assured we know our stuff.

We ensure that you are not paying any more than you have to for your life insurance and we make it easy to guarantee financial security for your family and we aren’t just saying that to win you over. Our customer satisfaction rates and awards do the talking for us! So to get the ball rolling, get a free-quick quote to see how much you can save with our life-changing life insurance policies.

Alternatively, you can contact us to find out more if you’re unsure about anything, we’ll be more than happy to help.

WE RECOMMEND

Term Assurance is the type of cover that we most often recommend, although we fully understand that every individual’s circumstances are different and upon a conversation with you, we will explore what is the best option for you.

Our affordable high-risk life insurance pays out on the death of the policyholder for the period insured and you can set the levels of cover you need, for any duration, with Term Assurance. If you die within that period, the policy pays out and many policies pay early if you find that you have under 12 months to live.

AWARD WINNING EXPERT ADVICE

Speak with an Adviser who will answer any questions you have, and find the best cover for you.