LIFE INSURANCE FOR SCAFFOLDERS
ARE YOU A SCAFFOLDER WORKING OFFSHORE LOOKING FOR LIFE INSURANCE?
If you are, then look no further as we help provide comprehensive life insurance for the scaffolding professional working in the offshore industry, with no increased premiums.
If you are struggling to obtain a life insurance policy, we can help. As we specialise in the offshore industry, we understand how the industry works, which allows us to provide comprehensive cover with no increased premiums on life insurance for scaffolders.
WE CAN HELP ARRANGE LIFE, CRITICAL ILLNESS AND INCOME PROTECTION INSURANCE IF YOU ARE:
EMPLOYED
SELF EMPLOYED
LIMITED COMPANY CONTRACTOR
We can also arrange cover for your partner or spouse whether they are working or not.
Scaffolders construct climbable frames that support people, machinery and equipment in order to develop, restore or renovate building structures. Work is carried out at significant heights and health and safety is key in your career. Due to the nature of your occupation, if you try high street life insurance products, the premiums for a scaffolder will most likely be significantly higher because your profession will be regarded as higher risk. However, we believe that you shouldn’t pay more for working offshore.
We are the largest approved broker of life, critical illness and income protection insurance for the scaffolding professional in the oil and gas industry. We ensure that you and your family are protected in the event that you die or become terminally ill.
HIGH RISK LIFE INSURANCE FOR SCAFFOLDERS
Life insurance for scaffolders who operate below 40 feet can often be secured at normal terms with most insurance providers, whereas if you work on heights higher than this your application for life insurance may need to be placed with a specific insurance provider who will consider the cover.
Life insurance for scaffolders pays out a tax-free cash sum in the event that you die. Policies are generally designed to help families cope with the financial pressure of losing the household’s main earner and there are many different varieties of life cover available to cover an array of circumstances.
You can set the level of cover you need and for how long. If you were to die in that period, the policy pays out and many policies pay out early if you find that you have under 12 months to live. Life insurance for scaffolders offers excellent value for money.
CRITICAL ILLNESS FOR SCAFFOLDERS
Critical Illness cover for scaffolders pays out a tax-free cash lump sum if you are diagnosed with a terminal illness specified in the policy. Critical Illness cover can help you in a major crisis. The cover is designed to help with care costs, medical bills or travelling abroad for treatment. It can also cover your financial commitments such as a mortgage or loan repayment.
We also provide free children’s cover when you take out this policy, to protect yourself and your loved ones, at no extra cost.
Choosing the right policy is essential and we recommend speaking with a specially trained adviser to help find the best cover for you, so you don’t end up paying more than you have to.
INCOME PROTECTION INSURANCE FOR SCAFFOLDERS
As a scaffolder we recommend obtaining income protection insurance, it’s an essential cover you can buy. Income protection pays out if you were to fall sick or disabled and offers long or short-term cover, making being unable to earn less of a worry when you know your wages are protected. Income Protection can cover up to 70% of your pre-tax pay if you are unable to work.
For more information on our High Risk Life Insurance for Scaffolders and other life insurance products for offshore industry workers, contact us today on T: 0330 043 4321, E: enquiries@candd.uk.com
PROVIDE FINANCIAL SECURITY FOR YOUR AND YOUR LOVED ONES
Injured crane operators and victims of accidents involving cranes can, unfortunately, face increasing medical bills and decreased income from lost work time. Luckily, there is high risk life insurance for crane operators that provides financial protection and security for your loved ones, if the worst was to happen.
Just think how far a tax-free cash lump sum would go with your family…
WE RECOMMEND
Term Assurance is the type of cover that we most often recommend, although we fully understand that every individual’s circumstances are different and upon a conversation with you, we will explore what is the best option for you.
Our affordable high-risk life insurance pays out on the death of the policyholder for the period insured and you can set the levels of cover you need, for any duration, with Term Assurance. If you die within that period, the policy pays out and many policies pay early if you find that you have under 12 months to live.