HIGH RISK LIFE INSURANCE COMPANY
ARE YOU LOOKING TO SECURE A COMFORTABLE FUTURE FOR YOUR LOVED ONES?
We are a high risk life insurance broker that can help you achieve just that and more. We can ensure that the future of your loved ones is still bright even in the event that you are no longer around to take care of them.
Imagine a time where you are no longer around and your family are left struggling with day-to-day living. We know it’s not an easy thought and it’s not what you want for your loved ones, they deserve better. That’s why the high risk insurance plans we arrange can take care of your loved ones for you when you are physically unable to.
HIGH RISK LIFE INSURANCE COMPANY WITH A DIFFERENCE
What makes our high risk life insurance policies so unique is that we provide insurance for 99% of offshore occupations with no increased premiums, yes you heard correctly. Because unlike many high-street insurers, we understand that with your high risk job, you have you have to make sacrifices and we think that that is something that should be rewarded, you shouldn’t be penalised for it with increased premiums, exclusions to cover the risk or stopping you from obtaining life insurance cover altogether, that’s just not fair and that’s why we’re here to help.
The proof is in the pudding as we are the only RMT Union Approved Specialist in the whole of the UK and we’re always on hand to provide award-winning advice when you need it the most.
A HIGH RISK LIFE INSURANCE COMPANY YOU CAN TRUST
Rest assured, you can trust us to provide you with the best advice tailored to your individual needs, to ensure that you are not paying more than you have to and to guarantee financial security for your family. We have over 25 years of experience and expertise in the specialist insurance market and so far, we have provided over £135 million of cover arranged for our satisfied customers. We don’t like to blow our own trumpets, but we know our stuff and our customer satisfaction rates and awards do the talking for us!
KEEP THE ONES YOU LOVE PROTECTED
Life insurance can mean the difference between your loved ones facing hardship or being able to cope with life as normal as possible when you are no longer around. Think of what a tax-free cash lump sum would go towards with your family. You can protect your family from increasing debt and any other nasty surprises that may crop up in the unforeseen future. Your family will thank you for it, for allowing them to live a life as normal as possible, where they can pay off things like a mortgage with ease.
WORRIED ABOUT FALLING CRITICALLY ILL
Don’t, as we are a high risk life insurance broker that can provide peace of mind as well as life insurance policies offering security. In the event that you fall critically ill (with an illness specified in the policy), you can make sure you are in a position to look after your loved ones as well as yourself with Critical Illness cover.
Critical Illness can protect you against a major health crisis and help you afford costly medical bills, travel abroad for treatment and care costs, so you don’t have to worry about falling ill anymore.
But be careful, as Critical Illness cover can be a tricky one, as not all cover is the same. We recommend speaking to one of our helpful members of the team that can help you clean up any doubt you have in your mind.
MAKE BEING UNABLE TO EARN LESS OF A WORRY
Did you know that you could ease the financial pressure of being unable to work? Well, you do now! You’ll be pleased to hear that Income Protection can cover up to 70% of your pre-tax pay if you’re unable to work, making being unable to earn less of a concern knowing that your wages are protected.
SO… WHAT ARE YOU WAITING FOR?
Get yourself and your family protected against any unfortunate events today. The future is never certain, so why risk the safety and security of your family, before it’s too late and you wished you would have taken out cover before. It’s also never too late to get covered… To see how much you can save, get a free-quick quote today.
WE RECOMMEND
Term Assurance is the type of cover that we most often recommend, although we fully understand that every individual’s circumstances are different and upon a conversation with you, we will explore what is the best option for you.
Our affordable high-risk life insurance pays out on the death of the policyholder for the period insured and you can set the levels of cover you need, for any duration, with Term Assurance. If you die within that period, the policy pays out and many policies pay early if you find that you have under 12 months to live.