Does High Risk Life Insurance Work

99% of offshore occupations covered with no increased premiums

“Does High Risk Life Insurance Work?”

If you’ve ever asked yourself this question and you have a career (or know someone that does) in the offshore industry don’t worry, you’re not alone. It’s a perfectly relevant question to ask and you’ll get all the answers you need, here.

Does High Risk Life Insurance Work, Yes It Does

In answering the question ‘does high risk life insurance work’, the answer, in short, is yes. But it also offers a whole load of other advantages that both you and your family can benefit from too, including providing financial security and peace of mind – things that we don’t think you can put a price on.

Protection For The Ones That Matter The Most – Does High Risk Life Insurance Work

Just imagine a time where you are no longer around to take care of the ones you love due to critical illness or death… Would they be able to carry on a normal life as possible in your absence, or would their quality of life slowly decline? Would bills quickly begin to pile up, and more importantly, would the mortgage be getting paid as consistently as it did when you were around?

You’re the one that knows your family the best and how they would cope. That’s why we help provide life insurance policies that are designed to help ease the financial burden left on families after losing the household’s main earner.

Over 25 Years Experience – Does High Risk Life Insurance Work

We don’t like to brag, but we have extensive experience in the high risk insurance industry, over 25 years, in fact, so rest assured we know our stuff. Our expertise lays in helping to provide 99% of occupations with affordable, tax-efficient life insurance with no increased premiums.

Life cover provides financial security for your loved ones when you are unable to do so anymore. Just think how far a cash lump sum would go with your family… There are also a variety of life insurance coverage types available, suit an array of different needs.

Get a free quote today, to see much you could be saving.

Worried About Falling Critically Ill?

If you’re worried about falling critically ill, you’ll be pleased to hear that you can include Critical Illness cover with your life insurance policy, where you will receive a tax-free cash lump sum if you were to fall ill with a critical illness specified in the policy. Life insurance with Critical Illness can help protect you against a major health crisis.

The cover can help with things like care costs, medical bills or even travel abroad for life-saving treatment, it can prove to be a real lifeline in a medical crisis. The cover can also help to cover your financial commitments, as well.

Income Protection – Does High Risk Life Insurance Work

Another type of insurance we help provide is income protection, that can protect your wages in the event that you are unable to work due to illness. Income Protection can cover up to 70% of your pre-tax pay if you are unable to work, making being unable to earn less of a worry knowing that your wages are protected.

Are You Eligible? Does High Risk Life Insurance Work

In order to be eligible for high risk life insurance you need to be employed, self-employed or a limited company contractor, but we can also help arrange cover for your partner or spouse regardless if they are working or not.

And did you know that if you are a limited company contractor you can pay for your Life and Critical Illness premiums as an allowable business expense, which could work out up to 50% cheaper than paying for them personally?

Already Got Cover? Does High Risk Life Insurance Work

If you’ve already got life insurance, don’t worry we can help. We can see if you could be saving money with us, or if you’re paying too much for your current life insurance with a free policy review.

So what are you waiting for? Get in touch with our helpful team today.