Life insurance · UK residents
Life insurance for people with specialist jobs.
Work in the UK or overseas? Your job should be understood when you arrange life cover.
C&D helps UK residents protect their families, mortgages and other financial commitments. We specialise in offshore, overseas, at-height and other occupations some insurers consider higher risk.
The basics
Protect the people who depend on you.
Life insurance can pay a lump sum if you die during the policy term. It could help your family repay a mortgage, meet everyday expenses and plan for the future.
The right amount and length of cover depend on your circumstances. We’ll help you decide what you want the policy to protect and explain the options clearly.
What matters to you
Cover with a clear purpose.
Mortgage protection
Cover designed around your outstanding mortgage and the time left to repay it.
Family protection
A lump sum that could help your family maintain financial stability if you die during the policy term.
Business protection
Cover that may help protect a business if an owner or key person dies. We can discuss an appropriate arrangement for your circumstances.
Occupation & underwriting
Your occupation does not automatically mean higher premiums.
Insurers assess specialist occupations differently. One may view a role differently from another, particularly when a job title does not tell the full story.
We understand the questions underwriters ask about duties, locations and working patterns. We can approach suitable insurers and, where possible, arrange cover without an increased premium because of your occupation.
*This is an occupational underwriting statement, not a guarantee of cover or price. Your premium and policy terms depend on your individual application, including health, occupation and travel.
Common Questions
Answers to common questions about life cover for specialist occupations.