Our Products
Expat & International Insurance
Insurance designed from the ground up for people living and working outside their home country. Real protection, wherever life takes you.
Why Standard Policies Don't Work Abroad
Millions of expats are unknowingly unprotected. Understanding the gaps in standard coverage is the first step to fixing them.
Standard Policies Lapse
Most domestic life and health policies contain residency clauses. Moving abroad can invalidate your existing cover, leaving your family unprotected.
Currency Risk
A GBP-denominated policy held while living in USD or EUR environments can lose significant real value — international policies match your currency of need.
Claim Complications
Making a claim from overseas on a domestic policy can involve costly legal complications, jurisdictional issues, and delays.
No State Safety Net
Expats rarely have access to the state benefit systems their contributions once funded. Private coverage is not optional — it is essential.
What We Offer
Our expat insurance solutions cover the full spectrum of protection needs for internationally mobile individuals and families. All policies are specifically designed to be portable — they go where you go.
- International term life assurance valid worldwide
- Critical illness cover with worldwide claim validity
- Income protection for self-employed and employed expats
- Multi-currency policy options (GBP, USD, EUR, AED, SGD)
- Coverage for pre-existing conditions (subject to underwriting)
- Family protection plans including spouse and children
- Business and key person insurance for international companies
Countries We Serve
We work with clients in virtually every country in the world. Our international insurer panel allows us to arrange cover in even the most challenging locations.
Don't see your region? Contact us — we cover virtually everywhere.