Income Protection Insurance For Offshore Workers

99% of offshore occupations covered with no increased premiums

We Specialise In Providing Income Protection Insurance For Anyone Working In The Oil and Gas Industry

We understand that obtaining the cover you want can be difficult, as your job may be perceived by insurers as high-risk, which brings a whole load of barriers to obtaining life insurance, including: increasing the premiums to cover the risk factor that you bring, place exclusions to cover the risk, or decline your cover altogether.

A Fresh Approach

We understand this difficulty, however, we have specially trained advisers on-hand to understand the work you do and all the potential risks involved. Our extensive industry knowledge allows us to provide 99% of cover with no increased premiums, which makes us stand out from other brokers.

Why Get Advice?

WE KNOW OUR STUFF AND YOUR INDUSTRY. HERE’S WHY ADVICE IS IMPORTANT:

Why is advice important?

Our specialist advisers know the market inside out. Your guarantee of value and quality.

How much cover do I need?

This will depend on you and your family. Talk to us and we’ll work out the right amount.

How long do I need cover for?

Cover should last as long as support is required. We’ll establish how long that is.

What cover is best for me?

During the ‘get to know you stage’ we’ll identify and advise you on the right cover at the best price.

We are the only RMT Union Approved Specialist in the whole of the UK with Award Winning advice.

Income Protection Insurance for Offshore Workers

If you rely solely on your income to pay for all your outgoings, you might have heard of Income Protection Insurance. However, you might not have been aware of the importance of it and how beneficial it can be to you and your loved ones. Income protection insurance for offshore workers is an essential cover you can buy to protect you and your family in the event that you become unemployed.

Income Protection Insurance for Offshore Workers – How It Works

Income Protection starts paying out after the set deferred period has been reached and you have been signed off work by a doctor. As you are far more likely to be unable to work due to illness than to die, Income Protection can be more valuable to you in comparison to life cover.

Income Protection Insurance for Offshore Workers Protects You

Did you know that income protection insurance for offshore workers can cover up to 65% of your pre-tax pay if you are unable to work due to you falling sick, being involved in an accident? Here are C&D Insurance Specialists, we understand that knowing your wages are protected, makes being unable to earn less of a worry. Income protection is a policy that every working person should consider to protect their hard-earned income, and have long or short-term cover to suit your own individual needs.

What’s Covered With Income Protection Insurance for Offshore Workers

With income protection insurance for offshore workers, everything you pay for is covered, for your own peace of mind. The best policies provide a tax-free monthly amount until your retirement date and protect you against disability and sickness. Income protection insurance for offshore workers pays out until you are able to start work again, or for the period you choose.

Most Comprehensive Income Protection Insurance for Offshore Workers

‘Own Occupation’ policies are the most comprehensive income protection policies which cover you if you are unable to do your current job. We advise you to be aware of ‘Any-Occupation’ cover that only pays out if you’re unable to do any paid work.

Review From: S Redman

Very professional and knowledgeable indeed and happy to help in any way, Keeping you up to date every step of the way I would recommend to anyone.

Review From : TG

Thanks again for your 1st class professionalism and advice on helping me select the right policy for my needs. I will certainly be recommending you and your services to my colleagues in the future!! TG

Review From : Steve Cargill

A few questions asked and my insurance was all sorted over the phone. C&D know our business and their own so there’s no time wasting in this process with daft questions and it can all be sorted very quickly.

Review From : Neil Webster

My life insurance was completed with the minimum of fuss, all questions answered with ease and cover in place within a few hours. A+++++

Income Protection Insurance for Offshore Workers – How It Works

Income Protection starts paying after the set deferred period has been reached and you have been signed off work by a doctor. As you are far more likely to be unable to work due to illness than to die, Income Protection can be more valuable to you and is more important to have in comparison to life cover.

99% of Offshore Occupations Covered with No Increased Premiums

As specialist insurance brokers, we know how difficult it can be to obtain life insurance as you are perceived as high risk. As a result of this, insurers may increase your premiums, place exclusions to cover the risk or decline your application altogether. However, you don’t have worry about this being the case with the life insurance policies we help to arrange, as 99% of high-risk occupations are offered policies with no increased premiums, for your own peace of mind.

Life Insurance for Offshore Workers

Protect the most important people in your life with life insurance policies to suit yours and your family’s individual needs. Life cover provides for your family in the event that the unfortunate should happen to you, with the pay out of a cash lump sum or income if you die. Policies are designed to help families cope with the financial pressure of losing the householders main earner and there are many different varieties of life cover, suiting an array of different needs. What better way to leave a legacy than to ensure that your family is cared for when you’re no longer around?

Critical Illness Insurance for Offshore Workers

Critical Illness cover pays out a tax-free cash lump sum when you’re diagnosed with a specified illness. Critical illness cover protects you against a major health crisis if you are diagnosed with having one of the critical illnesses specified in the policy. The cover can help you with care costs, medical bills or even travel abroad for treatment.

Only RMT Union Approved Specialist in The UK

We understand the importance of choosing the right cover for you, that’s why our advisers are specially trained to understand the work you do and potential risks involved, to help you get the right cover at the best price. You’ll be pleased to hear that we are the only RMT Union Approved Specialist in the whole of the UK, winning awards for our exceptional advice and specialist knowledge.

Our Step-by-Step Process

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We get to know each other

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We give our expert advice and recommendation

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You tell us what you think

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We take you through the process

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All done! You're fully covered

Why We’re So Good At What We Do

Experts

Multi award winning specialists – we know our stuff and your industry.

Trusted

Over 25 years of experience in the specialist insurance market

Peace Of Mind

Over £250 million of cover provided for our customers

Approved

The only RMT approved specialist broker in the whole of the UK

Award Winning Expert Advice

Speak with an Adviser who will answer any questions you have, and find the best cover for you.

Mon-Fri: 9am - 6pm