Critical Illness Cover For Offshore Workers

99% of offshore occupations covered with no increased premiums

We Specialise In Providing Life, Critical Illness and Income Protection Insurance For Anyone Working In The Oil and Gas Industry

We understand that obtaining the cover you want can be difficult, as your job may be perceived by insurers as high-risk, which brings a whole load of barriers to obtaining life insurance, including: increasing the premiums to cover the risk factor that you bring, place exclusions to cover the risk, or decline your cover altogether.

A Fresh Approach

We understand this difficulty, however, we have specially trained advisers on-hand to understand the work you do and all the potential risks involved. Our extensive industry knowledge allows us to provide 99% of cover with no increased premiums, which makes us stand out from other insurers.

Why Get Advice?


Why is advice important?

Our specialist advisers know the market inside out. Your guarantee of value and quality.

How much cover do I need?

This will depend on you and your family. Talk to us and we’ll work out the right amount.

How long do I need cover for?

Cover should last as long as support is required. We’ll establish how long that is.

What cover is best for me?

During the ‘get to know you stage’ we’ll identify and advise you on the right cover at the best price.

We are the only RMT Union Approved Specialist in the whole of the UK with Award Winning advice.

Critical Illness Cover for Offshore Workers

As your job may be perceived as high risk by insurers, they are more likely to increase your premiums, place exclusions to cover the risk or decline your application altogether. Here at C&D Specialists Insurance, you don’t have to worry about that happening. As we take a fresh approach to insurance policies, and with our extensive industry knowledge we are able to place 99% of life and critical illness cover for offshore workers, with no increased premiums.

What is Critical Illness Cover for Offshore Workers?

Critical illness cover for offshore workers pays out a cash lump sum when you need it the most, in the unfortunate event that you were to fall ill. With critical illness cover for offshore workers, you can be protected against a major health crisis and we can help you find a policy that provides you with the right cover for you.

How It Works – Critical Illness Cover for Offshore Workers

Critical Illness Cover for Offshore Workers pays you a tax-free cash lump sum if you are diagnosed as having one of the illnesses specified in the policy. The cover can help with important things such as care costs, medical bills or even travelling abroad for treatment. It can also cover your financial commitments if you have a major crisis.

Review From: S Redman

Very professional and knowledgeable indeed and happy to help in any way, Keeping you up to date every step of the way I would recommend to anyone.

Review From : TG

Thanks again for your 1st class professionalism and advice on helping me select the right policy for my needs. I will certainly be recommending you and your services to my colleagues in the future!! TG

Review From : Steve Cargill

A few questions asked and my insurance was all sorted over the phone. C&D know our business and their own so there’s no time wasting in this process with daft questions and it can all be sorted very quickly.

Review From : Neil Webster

My life insurance was completed with the minimum of fuss, all questions answered with ease and cover in place within a few hours. A+++++

What Critical Illness Cover for Offshore Workers covers

All critical illness policies must cover certain cancer conditions, coronary artery bypass, heart attack, kidney failure, major organ transplant, multiple sclerosis and a stroke.

A good quality plan might also cover prostate cancer, lower grades of breast cancer, angioplasty, loss of sight, total permanent disability, hearing loss, many specific types of heart attack and cancer, motor neurone disease, Alzheimer’s disease and more.

We’ll Guide You Through The Process

Many people make the mistake of buying the cheapest cover to then find out that they can’t claim. It’s important to note that not all critical illness policies for offshore workers are the same, and choosing the right one for you could be the wisest choice you make. We can help guide you through the process of finding the best cover for you, for the conditions that concern you the most.

Factors such as gender, marital status, family history and whether or not you have children will all affect whether or not a plan is right for you. If you call us today, a specialist advisor will help you find the best cover for you.

Life Insurance and Income Protection Cover

We also have life insurance to cover you and your family in the unfortunate event that you were to die, meaning that you can leave a long-standing legacy and make sure your loved ones are looked after when you are no longer around. We also have Income Protection insurance, an essential cover you can buy. It covers you when you are unable to work due to illness, disability or unemployment. So that being unable to earn is less of a worry for you and you can relax safe in the knowledge that your wages are protected.

Here at C&D Specialist Insurance, we understand that getting the cover you want can be difficult. We understand the work you and do, the potential risks involved and the sacrifices that you have to make for your job. Our extensive industry knowledge allows us to place 99% of cover with no increased premiums.

You’ll also be pleased to hear that we are the only RMT Union Approved Specialists in the whole of the UK and have won many awards for our advice and specialist knowledge. Let us help you get the right cover at the best price.

Our Step-by-Step Process


We get to know each other


We give our expert advice and recommendation


You tell us what you think


We take you through the process


All done! You're fully covered

Why We’re So Good At What We Do


Multi award winning specialists – we know our stuff and your industry.


Over 25 years of experience in the specialist insurance market

Peace Of Mind

Over £250 million of cover provided for our customers


The only RMT approved specialist broker in the whole of the UK

Award Winning Expert Advice

Speak with an Adviser who will answer any questions you have, and find the best cover for you.

Mon-Fri: 9am - 6pm