Contractor Critical Illness Cover

99% of offshore occupations covered with no increased premiums

Looking for the best Contractor Critical Illness Cover?

As a contractor, you can reap some significant benefits including higher pay, greater flexibility and improved professional satisfaction, to name a few.

However, being a contractor can come with its drawbacks when you compare it to certain benefits that you might ascertain if you were a permanent employee, especially when it concerns life insurance coverage.

Permanent employees can benefit from varying levels of financial protection cover provided by their employers, however, its a different story when it comes to contractors. As a contractor, you have to take it amongst yourself to ensure that you are protected in the event that you are unable to work.

Life Insurance with Contractor Critical Illness Cover

If you are a contractor in the oil and gas industry, there’s a strong possibility that you will face risks and challenges on a daily basis. Whether you are a scaffolder, commercial diver or work at heights, it goes without saying that there are dangerous aspects of the job, so why leave your family’s life and future hanging in the balance? Get covered with Life Insurance with Contractor Critical Illness Cover.

Protect the future of your loved ones

In the event that you are no longer around to take care of your loved ones due to death or critical illness, you still want to be able to provide for them and Life Insurance with Contractor Critical Illness Cover allows you to do just that. This type of cover pays out a tax-free cash lump sum in the event that you pass away or fall critically ill, to allow your family to carry living as normal as possible, during what is already a difficult time.

Do I need Life Insurance with Contractor Critical Illness Cover?

Some of the most serious conditions such as heart attack, stroke or cancer are referred to as critical illnesses in the financial services industry. But did you know that you could get cover against these critical illnesses and more with Contractor Critical Illness Cover?

Contractor Critical Illness Cover protects you in the event that critical strikes. If you were to fall ill with any of these conditions, it would be a major health crisis for you and your loved ones. It could put you and your family in a vulnerable financial position if you do not have the adequate insurance cover in place.

You might feel like there’s no need to invest in Contractor Critical Illness Cover, however, if you’re unsure, simply ask yourself this question: would your family be able to cope financially if you were to become seriously ill and no longer able to earn a living? We understand that it’s not a pleasing thought, however, it’s crucial to consider this before the situation becomes a reality.

Receive a cash lump sum if you were to fall critically ill

If you were to fall critically ill, you want peace of mind that you and your family are protected. With Contractors Critical Illness Cover, if you were to fall ill with an illness specified in the policy, you and your loved ones will receive a tax-free cash lump sum, to protect you whilst you’re unwell.

The cover can help with things like care costs, medical bills or even travel abroad for treatment – it can provide a real lifeline for you and your loved ones. Contractor Critical Illness Cover allows you to focus your full attention on recovering back to full health, rather than worrying about missing monthly bills and payments to the mortgage company.

I want to invest in Contractor Critical Illness Cover… What’s next?

So you’ve decided that you want to protect the future of your loved ones, that’s great! You can get a free quote for your life insurance with Contractor Critical Illness Cover. You might already have cover but you may believe you are paying too much for it, but not to worry. You can find out if you could be saving money with your Life Insurance and Critical Illness with a free policy review.

We are the only RMT Union Approved Specialist in the whole of the UK with Award Winning advice and we help provide 99% of offshore occupations with cover with no increased premiums. We are also trusted as we have over 25 years experience in the specialist insurance market.