Offshore Life Insurance Advantage

99% of offshore occupations covered with no increased premiums

We Specialise In Providing Life, Critical Illness and Income Protection Insurance For Anyone Working In The Oil and Gas Industry

We understand that obtaining the cover you want can be difficult, as your job may be perceived by insurers as high-risk, which brings a whole load of barriers to obtaining life insurance, including: increasing the premiums to cover the risk factor that you bring, place exclusions to cover the risk, or decline your cover altogether.

A Fresh Approach

We understand this difficulty, however, we have specially trained advisers on-hand to understand the work you do and all the potential risks involved. Our extensive industry knowledge allows us to provide 99% of cover with no increased premiums, which makes us stand out from other insurers.

Why Get Advice?


Why is advice important?

Our specialist advisers know the market inside out. Your guarantee of value and quality.

How much cover do I need?

This will depend on you and your family. Talk to us and we’ll work out the right amount.

How long do I need cover for?

Cover should last as long as support is required. We’ll establish how long that is.

What cover is best for me?

During the ‘get to know you stage’ we’ll identify and advise you on the right cover at the best price.

We are the only RMT Union Approved Specialist in the whole of the UK with Award Winning advice.

Cash Lump Sum Paid Quickly

An offshore life insurance advantage is that you can protect the most important people in your life, with ease. Life cover ensures that your family are looked after, in the unfortunate event that something happens to you and you are no longer able to take care of them. Your family will be paid a cash lump sum in the event that you die, and you can personalise your cover for your family. Obtaining life insurance to benefit your family, will help you leave a legacy and ensure your family can manage without you.

Free Trust Service

Our free trust service ensures that your chosen trustees get a payout as soon as possible, in the most stress-free way possible. The policy will be written in trust free of charge, Trusts are not regulated by the Financial Conduct Authority.

Help Families Cope with Financial Pressure

Another advantage of offshore life insurance is that policies are designed to help families to cope with the financial pressure of losing someone close to them, who could potentially be the household’s main earner. It can be a daunting thought for your partner and your children to think how they are going to manage without having you around. It can even be a scary thought for you, thinking about the impact it’s going to have on them. But our life insurance policies have you covered, as we have a variety of life cover, to suit your individual needs:

  • Cover to last for a defined period or for the rest of your life
  • Cover just for you, or you and your partner
  • Cover that stays at the same level, or increases with inflation
  • Cover that pays out as a lump sum or an income

The choice is yours

Review From: S Redman

Very professional and knowledgeable indeed and happy to help in any way, Keeping you up to date every step of the way I would recommend to anyone.

Review From : TG

Thanks again for your 1st class professionalism and advice on helping me select the right policy for my needs. I will certainly be recommending you and your services to my colleagues in the future!! TG

Review From : Steve Cargill

A few questions asked and my insurance was all sorted over the phone. C&D know our business and their own so there’s no time wasting in this process with daft questions and it can all be sorted very quickly.

Review From : Neil Webster

My life insurance was completed with the minimum of fuss, all questions answered with ease and cover in place within a few hours. A+++++

Why Choose Us

We are the largest broker of offshore life insurance, for anyone working in the offshore oil, gas, marine and associated industries. We provide comprehensive cover with features and benefits that are not often available from other providers, making us the market leader in providing quality cover. We also provide standard premiums regardless of your occupation, which means no occupational loadings.

Worldwide Cover 24/7

No matter where you are in the world, we can provide a policy that includes cover for you, 24 hours a day, seven days a week and 365 days a year, for your own peace of mind.

There are no limitations, in terms of geography and time, we’ve got you covered. However, we must note that we exclude occupations in conflict zones and high risk areas.

More Offshore Life Insurance Advantages

There are many offshore life insurances advantages including:

  • Free children’s critical illness cover is available when taking out your own critical illness policy, so you can protect yourself and also your loved ones.
  • Get cover whenever you want with form free policies, we have no forms to sign and applications are completed over the phone for your ease.
  • Free claims handling service we help with all aspects of a claim, to help you along every step of the way until the claim is paid.

Also, we are the only RMT Union Approved Specialists in the whole of the UK and we have won many awards for our exceptional advice and specialist knowledge. We will help you get the right cover at the best price.

Our Step-by-Step Process


We get to know each other


We give our expert advice and recommendation


You tell us what you think


We take you through the process


All done! You're fully covered

Why We’re So Good At What We Do


Multi award winning specialists – we know our stuff and your industry.


Over 25 years of experience in the specialist insurance market

Peace Of Mind

Over £250 million of cover provided for our customers


The only RMT approved specialist broker in the whole of the UK

Award Winning Expert Advice

Speak with an Adviser who will answer any questions you have, and find the best cover for you.

Mon-Fri: 9am - 6pm