Offshore Contractor Life Insurance

99% of offshore occupations covered with no increased premiums

We can help arrange Life, Critical Illness and Income Protection insurance if you are:

Employed

Self Employed

Limited Company Contractor

We can also arrange cover for your partner or spouse whether they are working or not.

Are you a limited company contractor?

Did you know;

Your Limited Company can now pay for your life & critical illness premiums as an allowable business expense, which could work out up to 50% cheaper than paying for them personally.

Are You An Offshore Contractor Looking for Life Insurance?

Being a contractor is increasingly becoming more and more of a popular career choice for many and for good reason. As you will know, as a contractor, you get to make the most of some significant benefits that would not be available to you if you were employed by a business or company.

By being your own boss, you have the opportunity to make more money than if you were employed, whilst being able to enjoy the flexible lifestyle that comes with being a contractor. Not to mention improved professional satisfaction!

But, being a contractor can come with its drawbacks when you compare it to certain benefits that you might ascertain if you were a permanent employee, especially when it concerns life insurance.

Permanent employees can benefit from varying levels of financial protection cover provided by their employers. However, it’s a different story when it comes to contractors. As a contractor, you will have to take it amongst yourself to ensure that your family and financial responsibilities are protected in the event of your death or if you’re unable to work. Luckily, we can help you do just that with offshore contractor insurance.

Are You The Main Earner?

If you’re the primary breadwinner in your home, have you thought about how your family would manage in the event that you were no longer around to take care of them? Have you given it a thought how the mortgage and household monthly bills would get paid on time each month?

We understand that you don’t want to imagine a world where you are not in it with your loved ones. However, if you know your family would be able to cope financially in your absence then it’s not something you need to worry about.

But for those that know their loved ones would struggle, offshore contractor insurance can provide you with the financial protection that your family need. Your family could receive a tax-free cash lump sum in the event of your death to be able to manage all the financial commitments with ease, so you can rest easy knowing your loved ones are taken care of.

But there are more great advantages waiting to be made with offshore contractor insurance cover.

How You Can Benefit from Offshore Contractor Insurance

As a contractor in the offshore oil and gas industry, it goes without saying that you face risks and challenges on a daily basis, it’s unintentionally part of your job. So why leave your family’s future to chance?

We can help provide you with offshore contractor insurance cover, that’s designed to help families cope with the financial pressure of losing the household’s main earner.

Rest assured, we understand that no two families are the same, so there are many different types of life cover available, that caters for an array of different needs and we’ll help you find the most suitable type of life insurance for you, your family and your circumstances.

Include Critical Illness Cover with Offshore Contractor Insurance

Some of the most serious conditions such as heart attack, stroke or cancer are referred to as critical illnesses in the financial services industry. But you can get covered against these critical illnesses and more with Contractor Critical Illness Cover.

Contractor Critical Illness Cover protects you in the event that critical illness strikes. If you were to fall ill with any of these conditions, it would be a major health crisis for you and your loved ones. It could put you and your family in a vulnerable financial position if you do not have the adequate insurance cover in place.

You might feel like there’s no need to invest in Contractor Critical Illness Cover, however, if you’re unsure, would your family be able to cope financially if you were to become seriously ill and no longer able to earn a living? Then you’ll know your answer.

The cover can help with things like care costs, medical bills or even travel abroad for treatment – it can provide a real lifeline for you and your loved ones. Contractor Critical Illness Cover allows you to focus your full attention on recovering back to full health, rather than worrying about missing monthly bills and payments to the mortgage.

I’m Interested in Offshore Contractor Insurance, what do I do now?

It’s great to hear that you want to invest in the future of your loved ones. All that’s left to do is get a free quick quote, where we can find out more about your circumstances and let you know how much offshore contractor insurance is going to cost.

We can even help If you’ve already got life insurance cover in place. If you think you might pay too much for your current life insurance cover, you can find out if you are and how much you could be saving with offshore contractor insurance, with a free policy review.

Got Any Questions?

Worried that we won’t be able to provide you with offshore contractor insurance? Not sure if offshore contractor insurance is for you? If you have any questions you’re unsure of and want answers to, give us a call and we’ll happily help you and guide you in the right direction.