High Risk Life Insurance Quotes

99% of offshore occupations covered with no increased premiums

For People Looking For High Risk Life Insurance Quotes

Imagine your family, the ones you’ve worked so hard to protect and provide for over the years. Now, imagine a time where you are no longer able to provide for your family in the way that you used to… It’s not a pleasing thought, we know.

The mortgage isn’t getting paid like it used to when you were around, bills seem to be piling up every day with no sign of declining and your family are struggling with even the most basic daily tasks. It doesn’t seem a lot like living, more like barely scraping by, and your family deserve more than that. Luckily, by obtaining high risk life insurance quotes, you can ensure that your family are taken care of when you are no longer around due to death or falling critically ill.

The Importance of High Risk Life Insurance Quotes

In obtaining high risk life insurance quotes, you may come across some pitfalls due to your high risk career. You may find it difficult to get good quality, affordable high risk life insurance cover with some high street life insurance providers, as you are perceived as high risk so some providers will place exclusions to cover the risk, increase premiums or decline your applications for life insurance altogether. But, we don’t believe you should pay more for working offshore, as your high risk career presents a whole host of risks and challenges in itself, that’s why we help provide 99% of occupations cover with no increased premiums.

We don’t want to make it as challenging for you to obtain a life insurance policy, we also want to make sure that you are getting the best quality cover at the best price. Obtaining high risk life insurance quotes can save you money, click here to get yours to see how much you can save.

Why Get High Risk Life Insurance Quotes?

You can’t put a price on peace of mind, that’s why obtaining life insurance coverage is so vitally important to secure your family’s future. Life insurance cover can provide your family financial security in the event that you are no longer able to take care of them. In the event of your death, your family will receive a tax-free cash lump sum, just think how far that would go with your family…

Our policies are designed to help families cope with the financial burden of losing the households main earner. There are many different varieties of life cover available that cater for a variety of needs, so rest assured you’re bound to find one that suits.

“I’m Worried About Falling Critically Ill?” – High Risk Life Insurance Quotes

The unpredictable nature of critical illness makes it very difficult to predetermine unless there are physical symptoms. Therefore, worrying about critical illness isn’t a very productive use of time, that’s why we recommend being prepared in case the unfortunate should occur by getting covered with Life Insurance and Critical Illness cover.

This type of life insurance can help protect you in a major health crisis. All too often, when someone is diagnosed with a critical illness, they focus much of their energy on worrying about bills and finances, when their priority should be with recovering and getting back to full health.

However, Critical Illness cover can help with care costs, medical bills, or even travel abroad for treatment, making being unable to earn less of a worry. Alternatively, you can get Income Protection insurance, that pays out if you’re unable to work making being unable to earn less of a worry knowing that your wages are protected.

“Am I Eligible for High Risk Life Insurance Quotes?”

You will be eligible for high risk life insurance quotes and life insurance if you are a director, employee, self-employed or limited company contractor, as your limited company can now pay for your Life and Critical Illness premiums and treat them as an allowable business expense, making your life insurance policy up to 50% cheaper than paying for it personally.

We can also help arrange cover for your partner or spouse whether they are working or not.

Already Got Cover? No Worries!

Think you are paying too much for your life insurance policy? Think you could be saving money with a different policy? We can help even in the event that you already have cover as you can find out how much you could save on your life insurance policy with us, with a free policy review.